Build Your Debt Repayment Plan
Debt doesn't disappear just because you want it to. You need a plan for paying it off, and that plan has to work with the money you actually have.
2 one-on-one sessions · $250
| Debt | Balance | Rate | Paid off |
|---|---|---|---|
| Card B | $1,350 | 19.99% | Month 6 |
| Card A | $4,200 | 24.99% | Month 19 |
| Car loan | $9,800 | 7.9% | Month 27 |
| Student loan | $14,500 | 5.5% | Month 41 |
This is for you if...
You're tired of making payments without feeling like you're making progress.
You have several debts and don't know which one to pay off first.
Your minimums keep you current, but the balances barely move.
You want an actual date for when you'll be debt-free.
How it works
Inventory and Strategy
We review what you owe, your interest rates, minimum payments, and available income, then decide which debts to prioritize and how much to pay toward each one.
Work the plan
You follow your repayment schedule for a few weeks and track every payment, so we're adjusting based on real life instead of guesses.
Check-In
We review your progress, adjust anything that didn't fit, and set up the system you'll use to track your payoff on your own.
Debt payoff calculator
Enter each debt and any extra you can put toward it each month. The calculator compares the snowball method (smallest balance first) with the avalanche method (highest interest first). The debts below are an example to start from.
What you walk away with
- A written debt repayment plan
- A clear picture of everything you owe
- A payoff order and monthly amount that fit your real budget
- A way to track your progress toward debt-free
Budget + Debt Bundle
Your repayment plan only works if your budget does. Build Your Budget (3 sessions) and Build Your Debt Repayment Plan (2 sessions) together, so the money for your payoff plan is already accounted for.
Get the bundleBefore you book
Who is this for?
Anyone carrying credit cards, loans, or other debt who wants a realistic plan for paying it off, whether you owe a little or a lot.
What should I bring?
A list of every debt with its current balance, interest rate, and minimum payment, plus your monthly income and your budget if you have one. If you don't have a budget yet, the Budget + Debt Bundle covers both.
Snowball or avalanche: which one will we use?
We compare both using your real numbers. Snowball builds momentum with quick wins, and avalanche usually costs less in interest. You choose the one you'll actually stick with.
Is this financial advice?
No. This is education and coaching. You make every decision, and I help you build the plan and stay with it.
Ready to see your debt-free date?
Two meetings, one written plan, and someone in your corner while you pay it down.
Start My PlanFor educational purposes only. Not financial or investment advice.